Financial Freedom Through Smart Debt Management
Join our comprehensive 12-month program starting September 2025. Learn proven strategies from Vietnam's leading financial consultants to transform your relationship with debt and build lasting financial stability.
Reserve Your SpotBeyond Debt Relief: Building Your Financial Foundation
This isn't another quick-fix seminar. Over twelve months, you'll work alongside experienced financial professionals who've helped hundreds of Vietnamese families navigate complex financial challenges. We focus on sustainable change, not temporary solutions.
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Personal Financial Assessment
Individual review sessions where we analyze your specific situation without judgment. Every participant gets personalized strategies based on their actual circumstances.
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Monthly Progress Reviews
Regular check-ins to adjust your plan as life changes. Financial situations evolve, and your strategy should too.
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Peer Support Network
Connect with others facing similar challenges. Sometimes the best advice comes from someone who's walked the same path.
What You'll Actually Learn
We break down complex financial concepts into manageable monthly modules. Each session builds on the previous one, but we also understand that life happens and provide catch-up support when needed.
Months 1-3: Understanding Your Current Position
Before we can plan where you're going, we need to understand exactly where you are. This phase involves creating a complete financial picture without any sugar-coating. We've seen too many people fail because they started with unrealistic assessments.
Months 4-6: Building Your Action Plan
This is where the real work begins. We'll create specific strategies for your situation, not generic advice you could find online. Every participant gets individual attention during this phase because cookie-cutter solutions don't work for complex financial situations.
Months 7-9: Implementation and Adjustment
Theory is useless without execution. These months focus on putting your plan into action while dealing with the inevitable obstacles that arise. We provide ongoing support because we know the first few months of change are the hardest.
Months 10-12: Long-term Sustainability
The final phase focuses on maintaining your progress and building habits that will serve you long after the program ends. We've learned that people often regress without proper systems in place, so we spend significant time on sustainability.
Thảo Ngọc Vân
Lead Program Instructor
After helping over 300 Vietnamese families work through debt challenges, Thảo understands that financial problems are rarely just about numbers. His background in both finance and psychology helps participants address both the practical and emotional aspects of debt management.
Experience & Background
12 years in financial consulting
Former banking sector analyst
Certified debt counselor
Specialized training in Vietnamese financial law
Program Details & Timeline
Our next cohort begins September 15, 2025, with enrollment opening June 1st. We limit each group to 25 participants to ensure everyone gets the individual attention they deserve. Past programs have filled up within the first month of enrollment.
"The program didn't promise miracles, which initially made me skeptical. But that honesty was exactly what I needed. After eight months, I had a payment plan that actually worked with my income."
"What impressed me most was how they handled setbacks. When I lost my job in month five, instead of giving up on me, they helped adjust my entire plan. That flexibility made all the difference."